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| Tampa Home Inspector Blog - Shane Boswell
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By Shane Boswell on
2/4/2012 10:07 AM
Relocation is often stressful and time-consuming, but rarely do we wonder about the impact the process has on the environment. This is amplified when moving to a smaller house or condominium, and additional decisions have to be made regarding items that must discarded in order to save space. If we don’t make these decisions deliberately, our choices can generate a lot of trash, and waste energy and natural resources. Fortunately, we have other options so that, when the time comes, we can relocate -- along with our stuff -- responsibly.
Some measures to consider before moving day:
· Buy less. The less you accumulate, the less you will have to discard when it comes time to relocate. Also, fight the urge to be a pack rat by recycling and giving items away as they become obsolete to you. If you put off these decisions until the day you have to relocate, many of the things that you're on the fence about keeping will likely end up in the trash because you’ll be too preoccupied...
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By Shane Boswell on
2/4/2012 10:06 AM
Outdoor air pollution in cities is a major health problem. Much effort and money continue to be spent cleaning up pollution in the outdoor air. But air pollution can be a problem where you least expect it, in the place you may have thought was safest -- your home. Many ordinary activities, such as cooking, heating, cooling, cleaning and redecorating, can cause the release and spread of indoor pollutants at home. Studies have shown that the air in our homes can be even more polluted than outdoor air. Many Americans spend up to 90% of their time indoors, often at home. Therefore, breathing clean indoor air can have an important impact on health. People who are inside a great deal may be at greater risk of developing health problems, or having problems made worse by indoor air pollutants. These people include infants, young children, the elderly and those with chronic illnesses. Many factors determine whether pollutants in your home will affect your health. They include the presence, use and condition of pollutant...
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By Shane Boswell on
2/4/2012 10:06 AM
Home Insurance Tips
Why You Need Homeowner's Insurance
The largest, single investment most consumers make is in their homes. The consumer can protect their home, possessions, and liability with a homeowner's insurance policy. The homeowner's insurance policy is a package policy that combines more than one type of insurance coverage in a single policy. There are four types of coverages that are contained in the homeowner's policy: dwelling and personal property; personal liability; medical payment; and additional living expenses.
Property Damage Coverage
Property damage coverage helps pay for damage to your home and personal property. Other structures, such as a detached garage, a tool shed, and any other building on your property are usually covered for 10% of the amount of coverage on your house.
Personal property coverage will pay for personal property, including household furniture, clothing, and other personal belongings. The amount of insurance coverage is usually...
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By Shane Boswell on
2/4/2012 10:05 AM
Fire Safety for the Home
The U.S. Fire Administration reports that more than 403,000 home fires occurred in the U.S. in 2008, causing 2,780 deaths and more than 13,500 injuries. Some fires are caused by issues related to the structure, such as lightning strikes, faulty wiring, furnace malfunctions, and other electrical and heating system-related mishaps.
But most home fires are preventable. According to an April 2010 report by the National Fire Protection Association, adults over the age of 75 are almost three times more likely to die in a home fire than the rest of the general public. The NFPA’s fire prevention program promotes the following eight tips that elderly people – and people of all ages – can use.
1. Plan and practice your escape from fire.
We’ve heard this advice before, but you can’t be prepared to act in an emergency if you don’t have a plan and everybody knows what that plan is. Panic and fear can spread as quickly as a fire, so map out an escape route and a meeting...
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By Shane Boswell on
2/4/2012 10:04 AM
What is Asbestos?
Asbestos is a mineral fiber that can be positively identified only with a special type of microscope. There are several types of asbestos fibers. In the past, asbestos was added to a variety of products to strengthen them and to provide heat insulation and fire resistance. Inspectors can supplement their knowledge with the information offered in this guide.
How Can Asbestos Affect My Health?
From studies of people who were exposed to asbestos in factories and shipyards, we know that breathing high levels of asbestos fibers can lead to an increased risk of lung cancer in the forms of mesothelioma, which is a cancer of the lining of the chest and the abdominal cavity, and asbestosis, in which the lungs become scarred with fibrous tissue.
The risk of lung cancer and mesothelioma increase with the number of fibers inhaled. The risk of lung cancer from inhaling asbestos fibers is also greater if you smoke. People who get asbestosis have usually been exposed to high levels of asbestos for a long time. The symptoms of these diseases do not usually appear until about 20 to 30 years after the first exposure to asbestos. ...
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By Shane Boswell on
1/28/2012 2:09 PM
The Number One hazard for children is falls, which are the leading cause of non-fatal injuries in the U.S. for this age group. About 8,000 youngsters wind up in emergency rooms every day for injuries related to falling, adding up to almost 2.8 million per year. With those statistics in mind, it is worth looking at what can be done to prevent such injuries in the home.
In trying to fathom how so many children can be injured on a daily basis from something as simple as slipping and falling, we need to consider an important factor, which is height. Oftentimes, when observing small children at play, we are amazed at their dexterity and ability to take what looks like a fairly serious tumble and hop right back up, unfazed. Likewise, a slip or fall for most adults, more often than not, leads to little more than a poorly chosen expletive being uttered. However, imagine a small child falling a distance equivalent to the average height of an adult, and we begin to see where the danger lies. With this to consider,...
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By Shane Boswell on
1/28/2012 2:09 PM
A building's central air-conditioning system must be periodically inspected and maintained in order to function properly. While an annual inspection performed by a trained professional is recommended, homeowners can do a lot of the work themselves by following the tips offered in this guide.
Clean the Exterior Condenser Unit and Components
The exterior condenser unit is the large box located on the side of the building that is designed to push heat from the inside of the building to the outdoors. Inside of the box are coils of pipe that are surrounded by thousands of thin metal "fins" that allow the coils more surface area to exchange heat. Follow these tips when cleaning the exterior condenser unit and its inner components -- after turning off power to the unit!
· Remove any leaves, spider webs and other debris from the unit's exterior. Trim foliage back several feet from the unit to ensure proper air flow.
· Remove the cover grille to clean any debris from the unit's interior. A garden hose can be helpful for this task. ...
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By Shane Boswell on
1/28/2012 2:08 PM
Deadly Mistake #1: Thinking you can't afford it.
Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own homes.
Buying a home is the smartest financial decision you will ever make. In fact, most homeowners would be broke at retirement if it wasn't for one saving grace -- the equity in their homes. Furthermore, tax allowances favor home ownership.
Real estate values have always risen steadily. Of course, there are peaks and valleys, but the long-term trend is a consistent increase. This means that every month when you make a mortgage payment, the amount that you owe on the home goes down and the value typically increases. This "owe less, worth more" situation is called equity build-up and is the reason you can't afford not to buy.
Even if you have little money for a down payment or credit problems, chances are that you can still buy that new home. It just comes down to knowing the right strategies, and working with the right people. See below. ...
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By Shane Boswell on
1/28/2012 2:07 PM
Homes being constructed today are more energy-efficient than those built even just a few years ago, primarily due to significant improvements in building products and techniques, as well as development of high-performance heating and cooling systems and other appliances. As an Inspector, I believe that the benefits of foundation insulation are often overlooked. Heat loss from an uninsulated, conditioned basement may represent up to 50% of a home's total heat loss in a tightly sealed, well-insulated home. Foundation insulation is used primarily to reduce heating costs and has little or no benefit in lowering cooling costs. In addition to reducing heating costs, foundation insulation increases comfort, reduces the potential for condensation and corresponding growth of mold, and increases the livability of below-grade rooms.
Foundation Types
Foundations types are either full basement, slab-on-grade, or crawlspace. Deep frostlines and low water tables often make a full basement the primary foundation of choice. However, slab-on-grade with walkout basement construction is common, and home additions often have crawlspace foundations. ...
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By Shane Boswell on
1/28/2012 2:06 PM
The following items are essential tools, but this list is by no means exhaustive.
1. Plunger
A clogged sink or toilet is one of the most inconvenient household problems that you will face. With a plunger on hand, however, you can usually remedy these plumbing issues relatively quickly. It is best to have two plungers -- one for the sink and one for the toilet.
2. Combination Wrench Set
One end of a combination wrench set is open and the other end is a closed loop. Nuts and bolts are manufactured in standard and metric sizes, and because both varieties are widely used, you’ll need both sets of wrenches. For the most control and leverage, always pull the wrench toward you, instead of pushing on it. Also, avoid over-tightening.
3. Slip-Joint Pliers
Use slip-joint pliers to grab hold of a nail, a nut, a bolt, and much more. These types of pliers are versatile because of the jaws, which feature both flat and curved areas for gripping many types of objects....
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